Privacy Policy

Introduction

SMB Strategy & Operational Services LLC ("we," "our," or "us") operates Clarity Ledger™, a financial management platform designed for high-net-worth individuals and business owners. This Privacy Policy describes how we collect, use, and protect your personal and financial information.

Information We Collect

We collect information you provide directly to us, including:

• Account information (name, email address, authentication credentials)
• Financial data (income, expenses, account balances, debt information)
• Business information (business name, tax identification, operational data)
• Succession planning documents and beneficiary information

How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our financial management services
• Calculate your Sovereignty Score and 12-Month Runway projections
• Generate tax-ready reports and financial analytics
• Process subscription payments and manage your membership tier
• Communicate with you about your account and platform updates

Data Security

We implement industry-standard security measures to protect your financial data, including encryption at rest and in transit, secure authentication protocols, and regular security audits. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

Data Retention

We retain your financial data for as long as your account is active or as needed to provide you services. You may request deletion of your data at any time by contacting us, subject to legal retention requirements.

Third-Party Services

We use third-party services for payment processing (Stripe), authentication (Manus OAuth), and hosting infrastructure. These providers have their own privacy policies governing their use of your information.

Your Rights

You have the right to:

• Access and download your financial data
• Correct inaccurate information
• Request deletion of your account and data
• Opt out of marketing communications
• Export your data in a portable format

Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us at:

SMB Strategy & Operational Services LLC
Maryland, United States
Email: [email protected]